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Most of you are familiar with the concept of microfinance.  The classic example is that a micro-bank would loan $10 or $20 to a poor woman in Ghana, who then uses it to build up a little one-person business and pull her family out of poverty.  It’s cool, it’s inexpensive, and it works.

But I was reading in this month’s Rotarian magazine about this concept working here in the US.  How mind-blowing is that?  Read the rest of this entry »

You need a little bit of cash to push your company to the next level.  But the amount is too small for a bank, and too large for your credit card.  And both of those paths involve some significant risk anyway.

I got connected up with an interesting new model that’s emerging.  Read the rest of this entry »

I had a great conversation with someone who’s looking to bootstrap up a new business, step by step, starting just with minor help from a few friends.  The rest will come from each sale funding a slightly larger investment in building the business.

This kind of creativity is so much more important in an environment where business loans are extremely hard to qualify for.   Read the rest of this entry »

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